We chase big life events—marriage, career milestones, exotic trips. Yet, the joy lies in everyday interactions: a shared smile, a […]
#439. Dad, tell me about large scale vs. intimate moments. Read Post »
Credit card debt creates stress and limits freedom. Financial responsibility brings peace of mind.
#437. Dad, how does credit card debt impact emotional well-being? Read Post »
We associate expensive things with greater enjoyment. Yet, a simple cheese sandwich at home can bring as much contentment as
#432. Dad, does the price tag always determine greater pleasure? Read Post »
We are drawn to famous events and places, assuming they will be more delightful. Reading novel in the garden can
#412. Dad, tell me about famous vs unnoticed Read Post »
Yes, as long as you temper your spending and don’t go into debt.
#317. Dad, is it OK to shop on Boxing day? Read Post »
Congratulations! You have taken the first step to acknowledging that you have a problem. The rest can be managed with
#304. Dad, my finances are a mess. Read Post »
Akrasia is when you do one thing even though you know you should do something else. Like spending and saving.
#250. Dad, what is akrasia? Read Post »
Debt feels like having to run 10 miles to get to the starting line of a marathon. It is impossible
#248. Dad, what does it feel like to be in debt? Read Post »
DAD: Perfectionists are motivated to make the best choice every time. This can lead to decision paralysis.
#204. Dad, tell me about being a perfectionist. Read Post »
I always get the important stuff done first and don’t waste time on stupid shit!
#184. Dad, how do you prioritize? Read Post »
Spending time by yourself allows you to hear your thoughts without distractions.
#170. Dad, tell me about spending time with myself. Read Post »
Stop spending money or time impressing others.
#159. Dad, how do I take control of my spending? Read Post »
You have to remain consistent, don’t strive for perfection and learn to say “No” more often.
#154. Dad, how do I become a better version of myself? Read Post »
Personal values and spending habits are unique to everybody. Spend based on your personal values.
You can only control your behaviour. If you try to change every other person, you are going to be miserable.
#135. Dad, What can I do when other people are being annoying and inconsiderate? Read Post »
Having structure is important to get things done. Setting aside unstructured “thinking time” is just as important.
#132. Dad, is it important to have structure in your day? Read Post »
There are no guarantees. Make sure you spend less than you earn and save for the future.
#129. Dad, is a high income a guarantee that you will retire rich? Read Post »
Material items do not always equal happiness. Sometimes they just add stress and debt.
#102. Dad, does having more stuff equal happiness? Read Post »
Pay your credit card balance in full every month.
#97. What is #3 rule of money? Read Post »
Strive to save 10 to 20 percent of your monthly income.
#96. What is #2 rule of money? Read Post »
Eating at home is normal. Eating out is an expensive treat and should be done when there is a social
#93. Dad, tell me about eating in restaurants Read Post »
The level of consumer debt in Canada has been increasing for the past 30 years. Canadian households owe more than
#92. Dad, how much debt do Canadian households owe? Read Post »
A credit card is money that does not belong to you. It is not free, and the longer you take
#91. Dad, what is a credit card? Read Post »
I suggest you don’t spend too much time on things that don’t matter and spend it with people that do.
#88. Dad, can you give me advice on getting my shit together? Read Post »
Assess the damage. Understand the root cause. Change your habits.
#84. Dad, what are the 3 steps to get out of debt? Read Post »
Being good with money does not mean you don’t spend it. And not spending does not make you good with
#81. Dad, what about spending money? Read Post »
Treat yourself if it brings you happiness. Enjoy your money with moderation. Balance is the key.
#80. Dad, what is the happiness fund? Read Post »
“The things you own end up owning you”. Materialism, by and large, is a psychological trap. No matter how much
It is awkward, but necessary, to talk about money with your loved ones. I suggest you speak often, keep the
#55. Dad, why is it so awkward to talk about money when you are in a relationship? Read Post »
Being good at money does not mean you don’t spend it; and not spending it does not make you good
#54. Dad, tell me about being good with money and spending. Read Post »
