#18. Dad, does carrying a credit card balance help improve your credit score?

DAD: Give the help you wish others would give you when you need help.

Financial independence is the point at which you have enough money in savings and investments to support yourself for the […]

You should consider whether you saved $100 or spent $300 on something you did not need.

DAD: Rich people dream of money. Wealthy people dream of time, freedom, purpose and happiness.