#44. Dad, when do most people over spend their income?By / DAD: Most people who overspend their income in one of three ways: Too much house, Too much car, Too much entertainment
#69. Dad, does having a budget mean no fun and all work. Financial Freedom, Habits, Money, Success / By Definitely not. A budget is a plan, so you can enjoy your favourite things responsibly.
#25. Dad, what is the key to early retirement? Debt, Delayed Gratification, Financial Freedom, Money, Simplicity, Spending / By The key to early retirement lies with savings, not income – regardless of how much money you make.
#437. Dad, how does credit card debt impact emotional well-being? Contentment, Credit Card, Financial Freedom, Money, Peace, Spending / By Credit card debt creates stress and limits freedom. Financial responsibility brings peace of mind.
#3. Dad, what is ‘What-the-hell-effect’? Debt, Spending / By The ‘What-the-hell-effect’ is when you have spent more than you have earned and then decide that you might as well […]
#41. Dad, should I repay the highest interest rate debt first? Debt, Money, Motivation / By Tackle smaller balances first. This builds momentum and there are psychological reward to doing it this way.
#58. Dad, how do most adults rate their financial literacy skills? Debt, Financial Freedom, Life Advice, Money / By More than 60% of adults rate their financial knowledge as “fair” or “poor”.