#225. Dad, what is Kaizen?

You should consider whether you saved $100 or spent $300 on something you did not need.

DAD: Carrying too much debt causes more than budgeting problems; it can cause stress and personal problems, too.

From a pure math point of view, it’s almost always better to pay off debts before putting money into savings. […]

DAD: Financial freedom is much more than having money. It is the ability to make life decisions without worrying about […]