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Pretending to know everything since 1992

Pretending to know everything since 1992

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#91. Dad, what is a credit card?

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A credit card is money that does not belong to you. It is not free, and the longer you take to pay it off, the more it costs you.

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#90. Dad, what is ingratitude?

#92. Dad, how much debt do Canadian households owe?

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#41. Dad, should I repay the highest interest rate debt first?

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Tackle smaller balances first. This builds momentum and there are psychological reward to doing it this way.

#437. Dad, how does credit card debt impact emotional well-being?

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Credit card debt creates stress and limits freedom. Financial responsibility brings peace of mind.

#204. Dad, tell me about being a perfectionist.

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DAD: Perfectionists are motivated to make the best choice every time. This can lead to decision paralysis.

#207. Dad, what is the “ten second” rule?

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DAD: Any time you are about to spend money, count to ten slowly and consider how this purchase may impact your […]

#317. Dad, is it OK to shop on Boxing day?

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Yes, as long as you temper your spending and don’t go into debt.

#31. Dad, may I buy anything I desire?

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Yes. You can buy anything you desire – as long as you have saved for it first.

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Azhar Laher

Pretending to know everything since 1992

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