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Pretending to know everything since 1992

Pretending to know everything since 1992

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#91. Dad, what is a credit card?

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A credit card is money that does not belong to you. It is not free, and the longer you take to pay it off, the more it costs you.

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#90. Dad, what is ingratitude?

#92. Dad, how much debt do Canadian households owe?

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#250. Dad, what is akrasia?

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Akrasia is when you do one thing even though you know you should do something else. Like spending and saving.

#41. Dad, should I repay the highest interest rate debt first?

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Tackle smaller balances first. This builds momentum and there are psychological reward to doing it this way.

#193. Dad, are smart people financially wealthy?

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There is no correlation between high levels of intelligence and high levels of financial wealth.

#207. Dad, what is the “ten second” rule?

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DAD: Any time you are about to spend money, count to ten slowly and consider how this purchase may impact your […]

#31. Dad, may I buy anything I desire?

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Yes. You can buy anything you desire – as long as you have saved for it first.

#185. Dad, does spending less equate to less joy?

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On the contrary, spending less brings more joy.

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Azhar Laher

Pretending to know everything since 1992

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