#18. Dad, does carrying a credit card balance help improve your credit score?

DAD: Regret comes in two forms: regretting doing something you wish you hadn’t done, and regretting not doing something you wish you would […]

DAD: Yes. Accept the possibility that you will be wrong. Don’t be arrogant. Be curious.

Financial independence is the point at which you have enough money in savings and investments to support yourself for the […]

DAD: Kaizen means “perpetual incremental improvement,”. Doing small things a little bit better each day.