#18. Dad, does carrying a credit card balance help improve your credit score?

DAD: Regret comes in two forms: regretting doing something you wish you hadn’t done, and regretting not doing something you wish you would […]

DAD: Spending 10,000 hours focusing on getting better and better.

DAD: Carrying too much debt causes more than budgeting problems; it can cause stress and personal problems, too.

DAD:  EQ or emotional intelligence, is being able to recognize, understand and manage your emotions and the emotions of others.