#11. Dad, what is an emergency fund?

DAD: Carrying too much debt causes more than budgeting problems; it can cause stress and personal problems, too.

DAD: If you commit to too much, you don’t give quality to all of the things you’re committed to.

Christmas happens on the same day every year. It does not sneak up on you. Lack of planning is not […]

DAD: Easy Solution. Try and do less.

 Restaurant eating is convenient, but very expensive on a tight budget.